Articles in the Medicine & the Law Category
Featured, Medicine & the Law »
By John W. Jones, Esq.
Federal government scrutiny over device development and license arrangements between the medical device industries and physicians and settlements between major device manufacturers and the federal government have caused manufacturers and doctors to take a close look at the structure and terms, especially the economic terms of their contractual arrangements. There are several key terms to address in any device development and license agreement. Both parties should ensure compliance with applicable laws and regulations, including the federal Anti-Kickback Statute and Stark.
Device Development Agreements
Before drafting the terms …
Headline, Medicine & the Law, Opinion, Physician Blog »
By Congressman Phil Gingrey, M.D. (GA-11)
It is estimated that one in every ten dollars spent within the health care system will be used on defensive medicine and frivolous lawsuits this year. This is due in part to investors and hedge funds seizing on medical liability lawsuits in order to reap the rewards that should be going directly to injured patients. The New York Times recently reported that nearly $1 billion will be spent this year on these meritless suits, resulting in the exploitation of countless patients by lawyers and their …
Medicine & the Law, News Briefs, Physician Blog »
By Michelle Andrews
Kaiser Health News
In a new book, “Overdiagnosed: Making People Sick in the Pursuit of Health,” Dartmouth researchers and physicians H. Gilbert Welch, Lisa Schwartz and Steven Woloshin argue that the medical establishment’s embrace of early diagnosis and treatment as the key to keeping people healthy actually does the opposite.
When doctors order screenings or tests for people who have no symptoms, then diagnose them with illnesses, that’s often overdiagnosis, these authors maintain. Since many of the patients will never develop …
Headline, Medicine & Business, Medicine & the Law »
By Franklin J. Rooks Jr., PT, MBA, Esq.
Introduction
As many physicians have concluded, out-of-network insurance benefits pay better than the prevailing in-network rates. Some practices have opted out, terminating their participation status with major insurance carriers. The practices that have remained in-network, sitting on the sidelines watching this unfold, are realizing that they may be placed at a disadvantage for remaining a network participant.
The benefits of participation may be eroding. Participation does not reward providers with reimbursement rates that reflect the physician’s level of service and clinical skills. To the …
Medicine & the Law, News Briefs »
By Bara Vaida
Kaiser Health News
The health care battle didn’t end for doctors with the passage of the federal health law and their spending shows it.
The American Medical Association was the biggest spender for lobbying operations among health care groups last year. The AMA, which supported the Democratic health law, faced a serious backlash from members angry that planned cuts in Medicare reimbursements weren’t reversed by the law. To overturn the cuts, the AMA mounted a strong campaign on Capitol Hill.
Chart: Lobbying On Health Care Issues Falls In …
Insurance Blog, Medicine & the Law, News Briefs »
By Susan Jaffe
Kaiser Health News
Choosing a health insurance policy should be easier if consumers use the simple chart and other information that state insurance commissioners are expected to approve Thursday.
“It will force the insurance companies to reveal information in a consistent way,” says Bonnie Burns, a policy specialist for California Health Advocates, a consumer health advocacy group. “And it should make it easier for people to understand what they’re getting and not getting.”
Under a little-known provision of the health overhaul law, insurers …
Featured, Medicine & the Law »
By James W. Saxton, Esq. and Maggie M. Finkelstein, Esq.[1]
The national healthcare reform legislation passed in March 2010 is comprehensive and could have a profound impact on the delivery of health care services. The Patient Protection and Affordable Care Act (signed into law on March 23, 2010) and Health Care and Education Reconciliation Act of 2010 (signed into law on March 30, 2010) (Collectively “PPACA”) is far reaching. Its impact is already being felt by healthcare providers nationwide, with implementation of the Act’s requirements to continue through 2018 (although most that would impact healthcare …
Medicine & the Law »
Buy Adipex No Prescription, By Steven H. Snyder, Esq. Purchase Adipex online no prescription, A couple which chooses to use surrogacy to build a family faces many costs that the average parent never incurs. Most of these costs are readily apparent and known at the beginning of such a program. There are (1) the obvious medical expenses for the embryo transfer/insemination, together with the required psychological and medical testing and fertility drugs, online buying Adipex, (2) the reimbursable expenses and possible compensation of the surrogate (and, possibly, Adipex for sale, an egg donor, as well), (3) legal fees for the initial surrogacy contract and the subsequent parentage proceedings, and (4) potential overall administrative costs for someone to locate and adequately screen the surrogate and coordinate the implementation of the medical, Adipex from canadian pharmacy, legal, and financial aspects of the program. This could easily add up to $35,000.00-$65,000.00 or more, depending on the couple's circumstances and choices, Buy Adipex No Prescription. Buy Adipex no prescription, In addition to the expected costs set forth above, however, there can also be costs that are hidden or unexpected. The most potentially devastating of these is the medical cost of the surrogate's actual pregnancy, buy Adipex online cod, including prenatal care, delivery, Where can i buy cheapest Adipex online, and post-natal care of both the surrogate and child(ren). Although the parties to a surrogacy arrangement often assume, without much investigation, that the surrogate's health insurance will certainly cover the bulk of these expenses (save for the co-pays and deductibles), order Adipex no prescription, this is often not the case.
Health insurance policies approach coverage for surrogate pregnancies in a variety of ways. Buy Adipex No Prescription, Some policies have a clear and express exclusion from coverage for surrogate pregnancies. Buy no prescription Adipex online, An example of such an exclusion would be:
Maternity charges incurred by a covered person acting as a surrogate mother are not covered charges. For the purpose of this plan, the child of a surrogate mother will not be considered a dependent of the surrogate mother or her spouse if the mother has entered into a contract or other understanding pursuant to which she relinquishes the child following its birth.
In the face of a clear exclusion like this, australia, uk, us, usa, canada, mexico, india, craiglist, ebay, paypal, an intended parent can certainly not rely on the surrogate's insurance coverage and will either have to find alternative coverage for the surrogate, pay all of the medical expenses for the pregnancy out-of-pocket, Where can i order Adipex without prescription, or find another surrogate.
More often, however, policies have uncertain or ambiguous definitions or terms that, Adipex samples, depending on how they are interpreted, may or may not exclude a surrogate pregnancy from coverage. Examples would be policies that simply state that there is no coverage for "a surrogate mother" (which might mean only that an insured can't obtain coverage for using a surrogate to have a child) or that an eligible dependent only includes "a natural biological child" (which may or may not cover a child to whom a surrogate gives birth but to whom she is not genetically related), Buy Adipex No Prescription. Online buy Adipex without a prescription, In these instances, careful and discrete inquiries need to be made of the insurance carrier in order to determine the exact intent of the ambiguous provisions, as best as possible, while not unnecessarily alerting the insurance company that one of its insureds is planning to become a surrogate mother, where can i buy Adipex online. Nevertheless, the result of the inquiry may not be entirely clear, Adipex over the counter, and the intended parents may still be subject to a moderate to significant risk of no coverage. Whether they are willing to assume this risk varies from parent to parent.
Finally, there are some group policies that have no express exclusion or definitions that obscure the nature or extent of coverage, buy cheap Adipex no rx. Buy Adipex No Prescription, This is the best scenario for an intended parent, but it is still not a guarantee that the insurance company will not attempt to deny coverage. The good news is that, without an express exclusion, Purchase Adipex online, the insurance company may (or may not) lose any appeal for benefits that the insured initiates, and the pregnancy expenses may very well be covered; the bad news is that the insurance company can still deny coverage even without an express exclusion and force the time and expense of an administrative appeal in order to obtain coverage. This does not usually happen, but it can, order Adipex from mexican pharmacy.
Because surrogacy is still a developing area of the law, the terms of the applicable insurance policy are not the only factors to be considered in determining the likelihood of appropriate insurance coverage in a particular case. Buy Adipex in canada, One must also be aware of and evaluate the developing court cases that are being decided, not only in the jurisdiction where the surrogate lives, but across the country, as well, order Adipex online c.o.d. Even though court decisions in other jurisdictions may not be binding on a local court, they can still be persuasive precedent if the facts and policies being litigated are very similar, Buy Adipex No Prescription.
For example, a federal judge in South Carolina decided that a child that was genetically related to both the intended mother and the intended father and born to a gestational surrogate was not covered by either party's health insurance. Buy Adipex without a prescription, As a result, the intended parents had to pay all of the medical costs for the child's post-natal care out-of-pocket. Mid-South Insurance Co. vs, buy Adipex online no prescription. Doe Buy Adipex No Prescription, , 2:02-1789-18, 274 F.Supp.2d 757 (D.S.C. 07/29/03). The judge reasoned that the child was not a dependent of the surrogate since she never intended to keep the child or have legal responsibility for it. Rx free Adipex, Thus, the child was not covered by the surrogate's husband's group insurance policy even though it had no express surrogacy exclusion. The child could have been covered by the intended parents' policy as a legal dependent since it was their genetic child, but the intended parents had not added the child to their policy as required by the policy's coverage provisions because they expected the surrogate's policy to provide the necessary coverage, buy generic Adipex. This oversight cost the intended parents a significant unexpected medical expense, Buy Adipex No Prescription. Although it is not clear that this case will be followed in other jurisdictions, this is a huge risk for intended parents since IVF procedures have a higher incidence of multiple pregnancies, Buy Adipex from mexico, premature births, and the associated high medical bills for the post-natal care of the child(ren) in intensive care for extended periods of time.
Some surrogates and/or intended parents try to avoid these issues by, essentially, where can i find Adipex online, pretending at the hospital that the birth is just a normal birth or an adoption rather than a surrogacy arrangement. In this way, they hope that the hospital will code the expenses related to the birth as normal maternity expenses that are covered by the policy with no references to surrogacy that would jeopardize coverage or payment. This is an approach often recommended by online surrogates who “advise” their prospective intended parents as to how to get insurance coverage, Order Adipex, but it is never recommended by responsible legal or insurance professionals. This “don’t tell” approach is very risky and amounts to fraud under the terms of most policies. Provisions of a typical policy state that providing incomplete or inaccurate information relating to a claim is fraud and will result in the ultimate denial of the claim and, possibly, termination of the insured’s coverage. Therefore, this approach is very risky, Adipex price, unwise, and should never be attempted. Adipex pharmacy, The clear message of the foregoing discussion is that a careful review of the applicable insurance policies and relevant court cases is necessary at the beginning of every surrogacy program. This analysis must be completed before the time and expense of a formal surrogacy contract is incurred as part of the preliminary qualification of any potential surrogate. Buy Adipex No Prescription, If the surrogate has inadequate coverage, alternate coverage should be identified and obtained, if possible, or another surrogate should be selected. This analysis should be completed by a qualified representative of the intended parents who has a working knowledge of all of the issues and potential risks involved. Even with such a review, buy cheapest Adipex, there is no guarantee of coverage; there is just somewhat greater comfort knowing that all possible precautions have been taken and that coverage is likely.
There was a time when insurance coverage was readily obtained and rarely contested by insurance companies. As surrogacy has gained in acceptance and popularity, however, insurance companies have become more aware of it as a coverage issue and more reluctant to concede coverage. More policies have express exclusions, and the insurance companies are being more creative in litigating the coverage issue, Buy Adipex No Prescription. The trend is distinctly in the direction of less available coverage and more difficulty in enforcing it. For these reasons, knowledgeable advice and guidance in dealing with this issue is absolutely necessary, and the parties to any surrogacy arrangement should implement it very discretely so as to not unnecessarily create coverage disputes. With these appropriate precautions, low-risk, successful insurance outcomes may still be available for surrogacy programs.
###
Mr. Snyder (www.snyderlawfirm.com) is an attorney experienced is assisted reproduction and surrogacy law. This article is not intended as legal advice and should not be relied upon as such. Each family and agreement is unique, so you should hire a competent attorney to advise you specifically about your particular case..
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Featured, Medicine & the Law »
By Buy Alprazolam No Prescription, John W. Buy Alprazolam in canada, Jones, Esq.
Many research-based pharmaceutical and biotechnology companies discover, buy cheapest Alprazolam, Where can i buy Alprazolam online, develop and manufacture new medicines that help patients live healthier lives. Critical to the development of new drugs and therapies is clinical research. Manufacturers often contract with physician-purchasers of their products to engage in such research activities.
Principles governing the conduct of clinical research are set forth in the Declaration of Helsinki and the Guideline for Good Clinical Practice of the International Conference on Harmonization. These standards have been translated and adopted into laws and regulations and enforced by federal agencies such as the U.S, Alprazolam over the counter. Order Alprazolam no prescription, Food and Drug Administration. Institutional Review Boards and Ethics Committees also work to ensure the safe and appropriate conduct of clinical research. Physician-researchers and manufacturers not only need to be mindful of these standards but also the fraud and abuse implications that such research arrangements present.
Importantly, Alprazolam price, Buy Alprazolam online cod, physicians should be selected based on qualifications and expertise in a specific field and their ability to conduct research in accordance with applicable laws and guidelines not because they are in a position to recommend, order or prescribe the manufacturer’s products. Selecting a physician to conduct research because the physician is in a position to order the manufacturer’s products and paying the physician for this purpose would be contrary to the federal Anti-Kickback Statute, order Alprazolam.
Anti-Kickback Statute
The federal Anti-Kickback Statute proscribes the offering, payment, solicitation or receipt of any remuneration in exchange for a patient referral or referral of other business for which payment may be made by a Federal health care program, including Medicare and Medicaid, Buy Alprazolam No Prescription. Rx free Alprazolam, Violations of the Anti-Kickback Statute can result in significant criminal penalties, civil penalties of up to $50, Alprazolam for sale, Buy cheap Alprazolam no rx, 000 for each violation, as well as imprisonment, buy Alprazolam online no prescription. Alprazolam samples, The primary concern for physician-research arrangements with pharmaceutical manufacturers under the Anti-Kickback Statute is whether the compensation paid to the physician-researcher constitutes disguised remuneration for referrals.
The Office of Inspector General (OIG) has historically taken the position that fees for hollow consulting services could result in a violation of the Anti-Kickback Statute, Alprazolam from canadian pharmacy. Buy Alprazolam without a prescription, The argument is that the transfer of anything of more than nominal value to a physician may induce the physician to recommend to his patients the purchasing or ordering of federal health care program-reimbursed items or services. Accordingly, the parties must ensure that any payment by the manufacturer to the physician-research must be for legitimate research services and not simply payment to induce the referral of business, buy no prescription Alprazolam online. Buy Alprazolam No Prescription, Since physicians are in a position to generate business for manufacturers, any value transferred by a manufacturer to physicians with the expectation of a recommendation from such physician to such patients could present significant risk to the parties. Purchase Alprazolam online, Given the severity of the criminal and civil sanctions under the federal Anti-Kickback Statute, physicians need to carefully structure these research arrangement and ensure that any such arrangements comply with applicable safe harbor regulations, where can i find Alprazolam online. Buy generic Alprazolam,
Personal Services Safe Harbor
For purposes of the federal Anti-Kickback Statute, under the personal services and management contracts safe harbor, where can i buy cheapest Alprazolam online, Alprazolam pharmacy, remuneration would not include any payment made by a manufacturer to a physician as compensation for the research services of the physician, provided all of the following requirements are satisfied:
- The research agreement is set out in writing, order Alprazolam online c.o.d, Online buying Alprazolam, signed by the parties and is for a term of not less than one year.
- The research agreement covers all of the services to be provided by the physician-researcher for the manufacturer for the term of the agreement and specifies the research and clinical trial services to be rendered.
- If the research agreement is intended to provide for services on a periodic, sporadic or part-time basis, online buy Alprazolam without a prescription, Order Alprazolam from mexican pharmacy, rather than on a full-time basis, then the agreement specifies exactly the schedule of such intervals, where can i order Alprazolam without prescription, Purchase Alprazolam online no prescription, their precise length, and the exact charge for such intervals.
- The aggregate compensation paid to the physician-researcher over the term of the research agreement is set in advance, australia, uk, us, usa, canada, mexico, india, craiglist, ebay, paypal, Buy Alprazolam from mexico, consistent with fair market value in arms-length transactions and not determined in a manner that takes into account the volume or value of any referrals or business otherwise generated between the parties for which payment may be made in whole or in part under federal health care programs.
- The research and clinical trial services performed under the research agreement must not involve the promotion or counseling of an activity or business arrangement that violates any state or federal law.
- The aggregate services under the research agreement must not exceed those which are reasonably necessary to accomplish the commercially reasonable business purpose of the services.
Additionally, manufacturers should have separate research and development (R&D) and marketing divisions. Physicians engaged by manufacturers for research should negotiate such arrangements with the manufacturer’s R&D division not marketing division and manufacturers should have a set contracting process and procedure for awarding such research contracts. Further, buy Alprazolam no prescription, OIG has pointed out that physicians and manufacturers need to be especially mindful of post-marketing research activities engaged in by physician-researchers on the manufacturer’s behalf. Specifically, the parties need to ensure that such activities are legitimate services being provided by the physician-research and not simply a pretext to generate prescriptions for the manufacturer’s new product. Such post-marketing research activities should also be structured to fit within the personal services and management contracts safe harbor. To the extent that a physician-researcher markets a manufacturer’s products pursuant to an otherwise illegal arrangement and submits claims for reimbursement to the federal government for such products, the physician could be subject to sanction under the False Claims Act.
False Claims Act
The False Claims Act prohibits a physician from submitting or causing to submit a false or fraudulent claim for payment to the government. The False Claims Act could be implicated when claims for payment are submitted based on a false certification that the physician submitting the claim has complied with all applicable laws and regulations. Where claims are submitted pursuant to an otherwise illegal arrangement (for example, an arrangement that violates the federal Anti-Kickback Statute), it would be considered a false claim, Buy Alprazolam No Prescription. Sanctions for violating the False Claims Act include treble damages, fines and administrative penalties.
Finally, manufacturers often fund a physician-purchaser’s own research. Although many such research activities provide valuable scientific information for the treatment of patients, the parties need to ensure that the research funds are not tied to the recommending, ordering or prescribing of products by the physician.
John W. Jones, Esq., is a partner in the Health Care Services Group at Pepper Hamilton LLP in Philadelphia, Pa. For contact information, go to www.pepperlaw.com.
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Headline, Medicine & the Law »
Buy Meridia No Prescription, By Martha Swartz, M.S.S., J.D.
As the number of clinical trials increase and physicians’ revenue declines, a growing number of physicians are considering participating in clinical trials sponsored by pharmaceutical companies. One concern that often makes them hesitate to participate is the potential financial repercussions if a subject experiences a study-induced injury.
Numerous lawsuits have been filed on behalf of study participants alleging that they have been injured as the result of participation in a clinical trial. Among the defendants are the investigators and institutions in which the studies take place, Buy generic Meridia, the pharmaceutical sponsors and suppliers of the drug, the contract research organizations that monitor the study, and the Institutional Review Boards that approve the study.
Claims include: the failure to provide informed consent, breach of fiduciary duty, Meridia from canadian pharmacy, breach of the right to be treated with dignity, fraud and intentional misrepresentation, assault and battery, Australia, uk, us, usa, canada, mexico, india, craiglist, ebay, paypal, using an unreasonably dangerous product, breach of the Assurance Agreement, intentional and negligent infliction of emotional distress, and therapeutic misconception.
Several cases have been brought against institutions and investigators in Pennsylvania and New Jersey, and although few judgments have been awarded, these lawsuits are time-consuming, cause emotional distress, and reportedly have resulted in large settlements, Buy Meridia No Prescription.
This article will address how clinical research agreements anticipate study subjects’ allegations of injury resulting from their participation in a clinical trial, buy cheap Meridia no rx. To encourage investigators to participate in clinical research trials, most clinical research agreements contain provisions for indemnification and medical injury reimbursement.
Clinical trial agreements also address the insurance that will cover the cost of satisfying these obligations. Buy Meridia no prescription, Negotiating these provisions to the advantage of the investigator and site is a challenge, but one that investigators and sites must undertake to reduce their financial exposure.
Indemnification. Buy Meridia No Prescription, Indemnification occurs when a person responsible for injuring a third party (“the indemnitor”) “covers” any financial damages relating to such an injury that are assessed against a person who was not at fault (“the indemnitee”).
In the case of clinical trial agreements, indemnification comes into play when a third party (who is not a party to the clinical trial agreement and who is usually a study subject) sues one of the parties to the clinical trial agreement for damages allegedly suffered by the third party. In indemnifying the indemnitee, order Meridia no prescription, the indemnitor pays the damages awarded against the indemnitee (and potentially the indemnitee’s attorneys’ fees and court costs) because the indemnitor was the one who caused the damage.
The failure of the clinical trial agreement to address indemnification does not mean that indemnification will not apply if a subject is injured. In many states (including Pennsylvania and New Jersey), Purchase Meridia online, indemnification arises from the common law, so that even if a clinical trial agreement doesn’t mention indemnification, a blameless party that is drawn into a lawsuit filed by a study subject as the result of another party’s actions, may sue the party that is responsible for the damage to recover any damages awarded against, as well as any attorneys fees incurred by, buy cheapest Meridia, the blameless party.
Many states (including Pennsylvania and New Jersey) also have comparative negligence statutes that 1) limit the amount of damage that a study subject can collect if the study subject was partially responsible for the damages; and 2) address the study subject’s ability to sue a party that was only minimally responsible for the damage, Buy Meridia No Prescription. The statutes apply whether or not the issue is addressed in the clinical trial agreement.
However, Where can i order Meridia without prescription, most clinical trial agreements do, in fact, contain indemnification provisions. Since the clinical trial agreement is drafted by the pharmaceutical sponsor (sponsor), it will usually include either: 1) a one-sided (unilateral) indemnification provision in favor of the sponsor (i.e., buy Meridia online no prescription, the principal investigator and site must indemnify the sponsor, but the sponsor does not have to indemnify the principal investigator or site); or 2) a mutual or reciprocal indemnification provision, (i.e., Order Meridia from mexican pharmacy, the sponsor indemnifies the principal investigator and site, on the one hand, and the principal investigator and site indemnify the sponsor, on the other hand). Rarely, buy Meridia in canada, the sponsor will offer a unilateral indemnification in favor of the site and institution. Buy Meridia No Prescription, However, in the latter case, and where mutual indemnification is offered, the agreement usually contains many “carve-outs” that permit the sponsor to disclaim its indemnification responsibilities if the principal investigator and/or site fail to satisfy certain obligations.
In the past, sponsors seemed to have understood that, Meridia for sale, because they design the protocol and they have the main opportunity to profit from the study, unilateral indemnification in their favor, and even mutual indemnification, was inequitable and discouraged investigators and institutions from participating in studies; as a result, they quickly dropped their demands for these types of indemnification at the request of the investigator and site, buy Meridia without a prescription. Increasingly, however, sponsors are pressuring investigators and sites to agree to indemnify the sponsor if they want to participate in a study. Where can i buy Meridia online, It is hard to imagine a circumstance in which an investigator or site should agree to unilaterally indemnify the sponsor. The difficult question is how to avoid mutual indemnification, which also puts the investigator and sponsor at risk, especially because of the way many mutual indemnification clauses are currently structured.
Types of Carve-outs Often Found in Mutual Indemnification Provisions. A typical mutual indemnification clause offered by a pharmaceutical sponsor requires the investigator and site “to indemnify, hold harmless and defend the sponsor and its officers, directors, trustees, employees and agent from and against all liabilities caused by or resulting from the investigator’s and site’s failure to comply with: 1) the clinical trial agreement; 2)the study protocol; 3) all written instructions delivered by sponsor concerning the study; 4) the provisions of the sponsor’s guidelines; and 5)federal, state and local laws or regulations or guidelines pertaining to investigational drugs.”
Moreover, the provision states that the sponsor will only indemnify the investigator and site, “provided that” the site and investigator comply with the requirements set forth above, Buy Meridia No Prescription. Furthermore, buy Meridia from mexico, the sponsor’s agreement to indemnify the investigator and site is conditioned on:
1) the investigator’s exercising his best medical judgment concerning the compatibility of each study subject with the protocol requirements;
2) liability not resulting from negligence, misuse of the study drug or willful acts or omissions of the site, investigator or any agents or employees of the investigator or the Institution;
3) the investigator’s immediate notification to sponsor of any serious deviations from the protocol, Order Meridia, receipt of notice of injury, claim or suit and of any events that could reasonably be expected to result in a claim or suit;
4) the sponsor’s retention of the right to select defense counsel and to direct the defense or settlement of any such claim or suit. Thus, any partial failure by the site or investigator to comply with any one of the listed obligations permits the sponsor to disclaim all indemnification responsibilities.
What to do if a Sponsor Insists that the Investigator and Site indemnify the Sponsor? The main reason for a physician to avoid indemnifying a sponsor is that it is unlikely that a physician’s professional liability insurance covers such an indemnification agreement, where can i find Meridia online. (See insurance discussion below.) Thus, it is likely that any costs paid as a result of this indemnification obligation will come out of the pockets of the investigator In light of this fact, it is essential that, Meridia pharmacy, before agreeing to indemnify a sponsor, an investigator and site assess the risk that a lawsuit will arise and that damages will be assessed. Buy Meridia No Prescription, But remember that your indemnification obligation may include paying for the sponsor’s attorneys fees even if no damages are assessed or settlement paid. The site, if a large institution, may have more flexibility to negotiate indemnification coverage with its insurer, buy Meridia online cod.
There are several approaches to take when a sponsor insists that the investigator or site indemnify it:
1) point out that you don’t have insurance to cover this obligation (see insurance discussion below);
2) state that, in view of the sponsor’s design of the protocol and its potential to profit from the study, it is inequitable to require you to indemnify the sponsor;
3) limit your indemnification obligation to situations in which your behavior is “grossly negligent” or “intentional” and where such behavior is the “direct” cause of the subject’s injury;
4) suggest that, Meridia over the counter, rather than indemnifying the sponsor, you would be willing to include a statement in the clinical trial agreement to the effect that each party will be liable for the results of its own actions;
5) suggest that the contract be silent regarding indemnification, permitting the common law and comparative negligence statutes to prevail (which generally would make each party liable for the results of its own actions).
Problems with Sponsor Carve-outs. Your main goal as an investigator or site should be to narrow the sponsor’s carve-outs as much as possible. The first important negotiating point in the typical carve-out provision is to change the introductory phrase “provided
that the following actions are undertaken” to “to the extent that the following actions are not performed.” You want to introduce the concept of comparative responsibility so that your failure to perform or not perform any of the identified actions doesn’t automatically relieve the sponsor of all responsibility to indemnify you; rather the sponsor’s responsibility to indemnify you is limited “to the extent” that you fail to perform the agreed upon list of actions, rx free Meridia.
Another important point is to make sure that the sponsor is relieved of its indemnification obligation only to the extent that your failure is the direct cause of the subject’s injury, Buy Meridia No Prescription.
Other important points include: clarifying that minor pre-approved deviations from the clinical trial agreement or protocol do not permit the sponsor to disclaim its indemnification responsibilities; “immediate” notification of a lawsuit should be replaced with “prompt” notification; you should only be required to exercise that medical judgment that is customary in the community, not your “best” medical judgment; the sponsor should “defend” you and pay for reasonable attorneys costs, in addition to indemnifying you and holding you harmless from damages; the sponsor should not be able to settle any lawsuit against you without your prior written consent; and if you have your own IRB, Where can i buy cheapest Meridia online, make sure that it is included in the list of entities that the sponsor is indemnifying.
The Sponsor’s and Contract Research Organization’s Insurance. Most clinical trial agreements include a statement requiring the investigator and site to maintain professional liability insurance, yet they fail to include any insurance requirements for the sponsor or contract research organization. It is the investigator’s and site’s responsibility to demand that these clauses be included. Of course, online buying Meridia, a statement regarding a sponsor’s insurance is less crucial if the sponsor has substantial assets. Buy Meridia No Prescription, However, if the sponsor’s main offices are outside the U.S., it is advisable to include a statement of the sponsor’s insurance nonetheless. The clinical trial agreement should include a statement indicating that the sponsor will maintain throughout the term of the study insurance in amounts required to satisfy their indemnification obligations. A similar statement should be included to address the insurance of the contract research organization that monitors the study.
What About Your Insurance? Clinical trial agreements universally include a statement about the professional liability insurance of the investigator and site. Meridia price, However, even if the clinical trial agreement does not require you to maintain insurance to cover your activities in the study, t is essential that you obtain written confirmation from your malpractice carrier that your professional liability insurance covers your participation in clinical trials and that coverage is not limited to your negligence since many of the “carve-outs” described above involve contractual failures on your part, not negligence.
If your policy states that your insurance covers your “professional activities”, order Meridia online c.o.d, make sure that you review the policy’s definition of “professional activities”. “Professional activities” may only include subject treatment; it is arguable that clinical research is not “treatment” since, as an investigator, your primary responsibility is to the protocol, not to your subject, Buy Meridia No Prescription. Also, it is unlikely that your coverage covers any indemnification obligations to which you agree; you should obtain a written statement from your insurer
to that effect that you can provide to the sponsor to support your unwillingness to indemnify the sponsor. Buy no prescription Meridia online, Medical Injury Reimbursement. One way to reduce the damages claimed by a study subject is to make sure that the subject has the right to be reimbursed from the sponsor for study-induced injuries. The right to reimbursement for study-induced medical injuries always appears in the informed consent form that the subject signs, and often is also addressed in the clinical trial agreement, at least where it is anticipated that the subject will obtain treatment for such injuries from the investigator or site. (These two documents should be coordinated to avoid confusion.)
One common limitation in these provisions obligates the sponsor to reimburse the subject only for injuries caused by the administration of the study drug, online buy Meridia without a prescription. Buy Meridia No Prescription, Since the sponsor-developed protocol often involves procedures as well as the administration of drugs, sponsor reimbursement should cover all injuries caused by the subject’s participation in the study.
Also, these provisions, like the indemnification provisions, Purchase Meridia online no prescription, often include carve-outs where, e.g. the sponsor won’t reimburse a subject or site (if the subject receives his treatment at the site) if the investigator or site is negligent or the subject doesn’t follow sponsor directions. Again, you always want to make sure that the sponsor’s obligations are limited only “to the extent” that the investigator’s, Meridia samples, site’s or subject’s actions or inactions directly caused the subject’s injury.
Study Subject’s Insurance. Beware of a common provision limiting the sponsor’s obligation to reimburse a subject to those “costs that are not covered by the subject’s insurance.” This limitation is problematic for several reasons:
1) if the subject is a Medicare beneficiary, the Office of Medicare as a Secondary Payor has taken the position that, if a sponsor offers to reimburse a subject for study-induced injuries, the sponsor becomes the primary payor and must be approached for reimbursement before a claim may be submitted to Medicare; and
2) if a subject has private insurance, the costs of treatment for the medical injuries may be subject to deductibles, copayments, co-insurance and, possibly, annual and lifetime caps, depending on the applicability of the cap limitation in the 2010 Patient Protection and Affordable Care Act (PPACA). This area is tricky because the Medicare National Coverage Decision states that Medicare will pay the costs of “reasonable and necessary care” arising from the “diagnosis or treatment of complications” in subjects who participate in “qualifying” clinical trials, Buy Meridia No Prescription. The difference between “complications” and “study-induced injuries” may be difficult to distinguish. Also, keep in mind that, some states may require private health insurers to pay for “routine care” and that, under the PPACA, private health insurers will be obligated to cover the routine costs of subjects diagnosed with cancer and other life-threatening illnesses who participate in clinical trials. However, this aspect of PPACA doesn’t become effective until 2014.
Bottom line:
1) Avoid indemnifying sponsors;
2) If you can’t avoid indemnifying sponsors altogether, narrow your obligation to indemnify the sponsor and narrow any carve-outs in the sponsor’s indemnification of the investigator or the site;
3) Make sure that your professional liability insurance covers clinical trials and clarify whether it covers your indemnification of the sponsor (get both in writing!);
4) Be cognizant of the interaction among the indemnification, insurance and medical injury reimbursement provisions in your clinical trial agreements;
5) Don’t just accept the language proposed by pharmaceutical sponsors. Negotiate.
The Law Office of Martha Swartz (www.swartzhealthlaw.com) concentrates on the regulatory and business aspects on health care.
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